The amount you choose might be worth less in real terms in a few decades’ time because of inflation. Learn more to find the right cover for you. The incentive provider could be changed but the monetary value of this offer will not change. Within 45 days of your third monthly payment, our partner The Marketing Lounge Partnership (MLP) will email you with details on how to claim your voucher. Financial services guide - life insurance products, Financial Services Guide (Life Insurance Products). But your estate could have to pay inheritance tax (IHT) on a payout from your policy. Alternatively, your premiums might stay the same, but the amount of cover you get could reduce. You can either add critical illness to your life insurance cover, or buy it as a separate policy. The right level of life insurance cover for you will depend on your personal circumstances.

the website towards the purchase of eligible products available on If you fall into a high-risk category, for example, you’ve had a stroke, an insurance provider might exclude death from a stroke in your policy, so wouldn’t pay out if you die as a result of a stroke or anything stroke-related. With some policies, that means you’ll be paying premiums well into old age and up until you die. You might be able to add cover for certain illnesses, or for becoming disabled and unable to work, to your life assurance policy too. If your circumstances change, you might need to update your policy - consider switching or buying an additional policy. Based on Compare the Market data from August 2020. See our cookie policy for information on the cookies we use and how to manage them. If you want a guaranteed payout, regardless of when you die, life assurance could be right for you. Energy and Digital products are not regulated by the FCA. What is public liability insurance and do I need it? Compare a range of life insurance policies, Life insurance with pre-existing medical conditions, Association of British Insurers (ABI) and Group Risk Development, Whole of life insurance (also known as life assurance), guarantees a payout when you die, You pay a premium and your insurer invests it. Compare the Market earns a commission from Lifebroker when you purchase a life or income protection insurance policy through the Compare the Market website. In restaurant: 2 for 1 on selected food, cheapest free.

When the policy ends, there’s no further life cover for the survivor and they’ll have to look for another policy if they still want cover. This can pay out if you’re diagnosed with critical illnesses that are defined in the policy, instead of on your death. Are you interested in life insurance, but not entirely sure what you’re looking for? They cover a mix of personal circumstances, as well as different types and levels of cover. It’s no different to a standard life insurance policy, it’s just tailored specifically to clear any remaining mortgage debt after the policyholder's death.

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